Journal Title : Jurnal Pendidikan Ekonomi (JURKAMI) Initial : JPE Rating : 4 Akreditasi Sinta Frequency : Â Three editions a year (April, August and December) DOI : 10.31932 ISSN : 2541-0938 Editor in Chief : Yunita Astikawati Publisher : LPPM STKIP Persada Khatulistiwa Sintang Citation : |Â GOOGLE SCHOLARÂ | SINTA | GARUDA Â |Â DIMENSI Â | Website : http://jurnal.stkippersada.ac.id/jurnal/index.php/JPE/oai Journal of Economic Education (JURKAMI) is a journal belonging to the Economic Education Study Program with E-ISSN: 2541-0938 Published three times a year in April, August and December. Jurkami accepts donations of manuscripts related to educational studies, evaluation of teaching and learning in the field of economic education and other economic studies, both research reports and book reviews that have never been published in print or electronic media. The focus and scope of Jurkami includes: Economics of Education: Learning, Curriculum, Learning Media, Evaluation, Learning Environment Entrepreneurship Management: Financial Management, Human Resources Management, Marketing Management, Operations Management Cooperative Social science Editorial Address: LPPM STKIP Persada Khatulistiwa Sintang Jln. Pertamina Sengkuang Km. 4 Sintang Kalimantan Barat 78614 contact person: 085828620153 Email: jurnaljurkami@gmail.com Â Jurnal Pendidikan Ekonomi (JURKAMI) telah terindeks :
PERSEPSI GENERASI MILENIAL TERHADAP KEANGGOTAN DAN PARTISIPASI DALAM KOPERASI DI INDONESIA
Cooperatives in Indonesia play an important role as pillars of the people’s economy; however, millennial participation remains relatively low despite this group being the largest demographic within the productive age range. This study aims to analyze millennials’ perceptions of cooperatives and identify the factors that influence their engagement, including perceived benefits, social norms, and ease of participation. A quantitative approach with descriptive and explanatory designs was employed, involving an Indonesian millennial population of approximately 88 million individuals. The research sample consisted of 212 millennial respondents aged 25–40 years from various regions of Indonesia, collected through an online questionnaire based on the Theory of Planned Behavior. The findings indicate that perceived benefits, social norms, and ease of participation significantly contribute to millennial involvement in cooperatives, with social norms emerging as the most dominant factor. These results highlight that millennials’ motivation to join cooperatives is not only driven by economic benefits but is also strongly influenced by social support and the accessibility of cooperative services. The study recommends that cooperatives strengthen educational programs, enhance community-based engagement, and accelerate the adoption of digital innovations to attract millennial interest and ensure cooperative sustainability in the digital economy era.
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT BELANJA DI E-COMMERCE PADA MAHASISWA PENDIDIKAN EKONOMI ANGKATAN 2021
This study was motivated by the increasing popularity of online shopping among students, particularly on e-commerce platforms. The purpose of this study was to identify the factors that influence the interest in e-commerce shopping among 2021 Economics Education students. This study employed a quantitative method with an ex post facto approach. The research population consisted of 100 students majoring in Economics Education in the 2021 cohort, who were also used as samples using saturated sampling techniques. Data were collected using questionnaires dan analysed using validity dan reliability tests as well as factor analysis with the help of SPSS version 27. The results showed that there were six factors influencing students' interest in shopping on e-commerce, namely security, convenience, ease, price, experience, dan product quality. The most dominant factor influencing students' interest in shopping was customer satisfaction, with a contribution of 59.789%. Meanwhile, brand credibility also contributed to students' interest in shopping, with a value of 11.159%. It can be concluded that student shopping interest in e-commerce is influenced by both economic dan non-economic factors, with customer satisfaction being the main factor. Therefore, e-commerce players need to improve service quality, transaction security, dan user convenience in order to maintain consumer shopping interest. The limitations of this study lie in its scope as well as the research variables, which only examine customer satisfaction dan brand credibility.
TRANSFORMASI EKONOMI PESISIR BERKELANJUTAN MELALUI INOVASI HIJAU DAN GREEN HUMAN RESOURCE MANAGEMENT: KAJIAN SISTEMATIS PADA PROGRAM KAMPUNG NELAYAN MERAH PUTIH
This study systematically examines the interrelationship between green human resource management (GHRM), green innovation, and the blue economy in promoting sustainable coastal development in Indonesia. Using a Systematic Literature Review (SLR) approach, this research analyzes 65 peer-reviewed academic articles published between 2021 and 2025. The review identifies four major thematic clusters: (1) the implementation of GHRM practices, (2) the linkage between GHRM and green innovation, (3) the role of green innovation in socio-coastal contexts, and (4) the integration of GHRM and green innovation within the blue economy framework. The findings indicate that GHRM plays a critical role in shaping environmental competencies, pro-environmental behavior, and organizational learning, which collectively stimulate green innovation. Furthermore, the integration of GHRM and green innovation strengthens the socio-economic resilience of coastal communities while supporting sustainable marine resource management. However, the literature also reveals limited empirical application of GHRM in community-based coastal development, particularly within developing regions. This study contributes by offering a human-centered and knowledge-based conceptual framework for sustainable coastal development, providing strategic insights for policymakers, local governments, and development practitioners to enhance the implementation of the blue economy through strengthened human resource capacity and environmental innovation.
Copyright (c) 2026 Roby Sambung, Jonathan Giovanni, Nurlia Eka Damayanti, Kembara Sopather, Normad Armando Lampe, Aprilita Aprilita
ANALISIS PENERAPAN KURIKULUM MERDEKA PADA PEMBELAJARAN EKONOMI KELAS XI SMA NEGERI SEKABUPATEN BONE BOLANGO
This study aims to analyze the implementation of the Independent Curriculum in Economics learning for class XI in State Senior High Schools throughout Bone Bolango Regency and to identify the factors that influence it. The research method used is qualitative with a Narrative Inquiry approach. Data collection techniques were carried out through interviews, observation, and documentation in several State Senior High Schools in Bone Bolango Regency. The results of the research show that the implementation of the Independent Curriculum in Economics learning in State Senior High Schools throughout Bone Bolango Regency has been carried out quite well for the last three years. However, there are still many things that need to be improved, such as the availability of resources. Most teachers have not been able to maximize learning effectively due to a lack of understanding and training on the concept of the Independent Curriculum, as well as mastery of technology that supports digital-based learning. In addition, the lack of adequate facilities and infrastructure as well as relevant learning resources are also obstacles. Factors that influence the implementation of the Independent Curriculum include supporting factors such as teacher training and assistance as well as the availability of resources, and inhibiting factors such as facilities and infrastructure, the involvement of schools, teachers, students, and parents.
PENGARUH FASILITAS BELAJAR TERHADAP MOTIVASI BELAJAR SISWA DI SMP NEGERI 3 ANGGREK KABUPATEN GORONTALO UTARA
This study aims to determine the effect of learning facilities on students’ learning motivation at SMP Negeri 3 Anggrek, North Gorontalo Regency. The study employed a quantitative approach with a correlational research design. The population of this study consisted of all students of SMP Negeri 3 Anggrek, with a sample of 56 students selected using a specific sampling technique. Data were collected through the distribution of questionnaires that had been tested for validity and reliability to ensure the accuracy of the research instruments. The collected data were then analyzed using simple linear regression analysis to examine the magnitude of the influence of learning facilities on students’ learning motivation. The results of the data analysis indicate that learning facilities have a significant effect on students’ learning motivation, with a contribution value of 20.8%. This finding suggests that better learning facilities are associated with higher levels of students’ learning motivation. However, 79.2% of students’ learning motivation is influenced by other factors beyond the variables examined in this study, such as the family environment, teaching methods, the role of teachers, and students’ internal factors. Therefore, it can be concluded that learning facilities are an important factor in enhancing students’ learning motivation; however, they need to be supported by other contributing factors to optimize students’ overall learning motivation.
KINERJA PENGELOLAAN ASET DAERAH: ANALISIS KESIAPAN, KAPABILITAS, DAN TANTANGAN BERBASIS MODEL PUBLIC ASSET MANAGEMENT FRAMEWORK (PAMF) PADA PEMERINTAH PROVINSI KALIMANTAN TENGAH
Penelitian ini bertujuan mengevaluasi kinerja pengelolaan aset Pemerintah Provinsi Kalimantan Tengah dengan menggunakan Public Asset Management Framework (PAMF) yang mencakup empat elemen utama: identifikasi aset, analisis kebutuhan, siklus hidup aset, dan pengukuran kinerja. Penelitian ini menggunakan data publik dari BPK, BPS, Kemendagri, dan PUPR yang dianalisis secara deskriptif-kualitatif melalui triangulasi dokumen, wawancara, dan instrumen penilaian. Hasil penelitian menunjukkan bahwa identifikasi aset telah dilakukan secara rutin, namun kualitas data masih rendah akibat ketidaktepatan informasi teknis, aset yang tidak ditemukan, serta ratusan bidang tanah yang belum bersertifikat. Analisis kebutuhan aset belum berbasis data utilisasi maupun kebutuhan layanan publik. Manajemen siklus hidup aset masih bersifat reaktif, ditandai dengan pemeliharaan yang tertunda dan menurunnya kondisi infrastruktur. Pengukuran kinerja merupakan aspek terlemah karena belum terdapat indikator aset yang terintegrasi dalam sistem akuntabilitas pemerintah. Secara keseluruhan, pengelolaan aset Provinsi Kalimantan Tengah masih berada pada tahap administratif dan belum berkembang menjadi manajemen aset strategis. Temuan penelitian ini memberikan dasar bagi perbaikan sistem, peningkatan kapabilitas kelembagaan, serta penguatan tata kelola aset daerah
Copyright (c) 2026 Johni Sonder, Ferdinand Ferdinand, Sunaryo Neneng, Lelo Sintani, Usup Riassy Christa, Meitiana Meitiana, Agus Satrya Wibowo, Dicky Perwira Ompusunggu
ANALISIS PELATIHAN INOVASI DALAM MENGEMBANGKAN USAHA PRODUK PISANG PADA PELAKU UMKM DI DESA DHARMA BHAKTI
MSMEs play a strategic role in strengthening rural economies; however, limited product innovation remains a key challenge. This study analyzes innovation training in banana processing among MSME actors in Dharma Bhakti Village, focusing on capacity building, product innovation, and supporting and inhibiting factors. The research subjects are banana-processing MSMEs affiliated with the PKK, while the research object includes innovation training and banana-based business development. A descriptive qualitative approach was employed through observation, interviews, and documentation. The findings indicate that innovation training enhances knowledge, skills, and entrepreneurial motivation, reflected in product diversification, improved quality, better packaging, and simple marketing strategies. Supporting factors include village government support, the active role of PKK, and adequate facilities, while constraints involve limited time, high costs, and restricted market access. The study highlights the need for continuous training and stronger support for capital and marketing, with limitations related to the small number of participants and the focus on a single village.
HUBUNGAN KETERAMPILAN KOMUNIKASI DENGAN AKTIVITAS BELAJAR SISWA PADA MATA PELAJARAN IPS DI KELAS VIII SMP NEGERI 3 PAGUYAMAN
This study aims to examine the relationship between communication skills and students’ learning activities in Social Studies for eighth-grade students at SMP Negeri 3 Paguyaman. The research employed a quantitative approach using a descriptive correlational design. The population of this study consisted of all eighth-grade students, with a sample of 30 students selected based on appropriate sampling techniques. Data were collected through questionnaires that had been tested for validity and reliability. Simple linear regression analysis was applied to analyze the relationship between communication skills and students’ learning activities. The results indicate a positive and significant relationship between communication skills and learning activities in Social Studies. This is evidenced by a significance value of 0.000, which is lower than the significance level of 0.05. These findings suggest that better communication skills contribute to higher levels of student learning activity during the instructional process. Furthermore, the coefficient of determination of 0.458 indicates that communication skills account for 45.8% of the variance in students’ learning activities, while the remaining 54.2% is influenced by other factors not examined in this study. Therefore, enhancing students’ communication skills is essential in fostering active learning in Social Studies classrooms.
HUBUNGAN ANTARA FINANSIAL STRESS DAN GAYA HIDUP TERHADAP PENGELOLAAN KEUANGAN MAHASISWA DIKOTA PALOPO
Financial stress or financial stress is a psychological condition that arises from the inability of individuals to meet financial needs adequately and efficiently. The purpose of this study is to examine the relationship between financial stress and lifestyle on student financial management in the city of Palopo. This study uses a quantitative method with data collected through a questionnaire.the sample used is relatively limited, namely 100 respondents. Using the slovin formula and random sampling. Data analysis was carried out with SPSS 27. The results of the study showed that the financial variable stress had a significant positive influence on financial management, while lifestyle did not have a significant influence on financial management. The insignificance of the influence of lifestyle on financial management shows that students in Palopo City are relatively able to adjust consumption patterns with limited resources. This research contributes to the development of science in the field of financial psychology and behavioral economics, especially related to the relationship between financial stress and lifestyle to student financial management, especially in the city of Palopo.
MENGURAI PENGARUH SOCIAL MEDIA DAN FINANCIAL LITERACY TERHADAP INVESTMENT DECISION INVESTOR MUDA MELALUI HERDING EFFECT
This study aims to analyze the impact of herding behaviour in mediating the relationship between social media exposure and financial literacy on the investment decisions of young investors affiliated with the UPN Veteran East Java Investment Gallery. This study involved 173 young investors selected using probability sampling. The research approach was quantitative, using an online questionnaire and analysis based on Partial Least Squares Structural Equation Modelling (SEM-PLS). The results of this study indicate a significant positive influence of social media exposure and financial literacy on investment decisions. Other findings indicate that herding behaviour is able to mediate complementarily in the influence of social media exposure on investment decisions and mediate competitively in the influence of financial literacy on investment decisions. This study is expected to enrich knowledge regarding the mediating role of herding behaviour within the framework of the Theory of Planned Behaviour and Social Learning Behaviour, which can emphasise the importance of financial literacy and digital literacy among young investors. The limitation of this study lies in the use of a limited sample at UPN Veteran East Jawa Investment Gallery, so it is recommended that future studies expand the scope of the research area.
Copyright (c) 2026 Nur Faridatus Sholikhah, Nurjanti Takarini
PENGARUH PENERAPAN METODE PEMBELAJARAN ACTIVE LEARNING TYPE TEAM QUIZ TERHADAP HASIL BELAJAR SISWA PADA MATA PELAJARAN EKONOMI KELAS X DI SMAN O1 PAGUYAMAN PANTAI KABUPATEN BOALEMO
Low student achievement in Economics is often attributed to the use of teacher-centered instructional methods that do not optimally engage students in the learning process. Therefore, the implementation of learning methods that encourage active participation and collaboration among students is necessary. This study aims to examine the effect of the Active Learning method of the Team Quiz type on the Economics learning outcomes of tenth-grade students at SMAN 01 Paguyaman Pantai, Boalemo Regency. This research employed a quantitative approach with a quasi-experimental design. The research sample consisted of 58 students selected using purposive sampling techniques. Data were collected through questionnaires and documentation of learning outcomes and analyzed using SPSS software. The results indicate that the implementation of the Active Learning Team Quiz method has a positive and significant effect on students’ learning outcomes. Learning activities that emphasize group work, discussions, and team-based quizzes were found to enhance student engagement and improve their understanding of Economics concepts. Overall, the Team Quiz method proved to be effective in improving students’ learning outcomes. This study is expected to serve as a reference for teachers in applying active, collaborative, and student-centered learning strategies to enhance the quality of Economics instruction at the secondary school level.
ANALISIS MANAJEMEN PEMASARAN USAHA PADA TOKO ELEKTRONIK UFO DI PALANGKA RAYA
This study examines the marketing management practices of UFO Electronics Store in Palangka Raya, a local retail business that continues to adapt to rapid changes in consumer behavior and competitive pressure from digital marketplaces. The research aims to describe how the store maintains customer loyalty, identifies its strengths and weaknesses in marketing, and evaluates the effectiveness of its current strategies. A qualitative descriptive method was employed, using in-depth interviews with the store’s promoter and direct observations of operational activities to obtain a comprehensive understanding of real conditions. The results show that interpersonal service plays a central role in shaping customer trust and satisfaction, making it the store’s main competitive advantage. However, digital marketing efforts remain limited and administrative processes are still conducted manually, reducing efficiency and responsiveness. The study recommends strengthening digital marketing integration, improving administrative systems, and maintaining personal service quality as a unique value that differentiates the store from online competitors. These improvements can help the store enhance competitiveness and expand its market reach.
PENGARUH MOTIVASI BELAJAR DAN KEMANDIRIAN BELAJAR TERHADAP HASIL BELAJAR SISWA PADA MATA PELAJARAN IPS TERPADU DI SMP NEGERI 15 GORONTALO
This study aims to examine the effect of learning motivation and learning independence on students’ learning outcomes in Integrated Social Studies at SMP Negeri 15 Gorontalo, Gorontalo City. This research employed a quantitative approach with a causal associative research design. The population of this study consisted of all students of SMP Negeri 15 Gorontalo, with a sample of 55 students selected using a specific sampling technique. Data were collected through the distribution of questionnaires to measure students’ learning motivation and learning independence, as well as documentation of learning outcomes. Data analysis was conducted using multiple linear regression to determine the effect of the independent variables on the dependent variable. The results indicate that, partially, learning motivation and learning independence have a positive and significant effect on students’ learning outcomes in Integrated Social Studies. Simultaneously, learning motivation and learning independence also have a significant effect on students’ Social Studies learning outcomes. Based on the results of the multiple linear regression analysis, the adjusted R² value was 0.389 or 38.9%, indicating that 38.9% of the variation in students’ learning outcomes can be explained by learning motivation and learning independence, while the remaining 61.1% is influenced by other variables not examined in this study.
Copyright (c) 2026 Putri Sugiarti Syahrain
PENGARUH DISIPLIN TERHADAP KINERJA APARAT DESA SE-KECAMATAN KAIDIPANG KABUPATEN BOLAANG MONGONDOW UTARA
This study aims to examine and analyze the effect of work discipline on the performance of village officials in Kaidipang District, North Bolaang Mongondow Regency. Work discipline is considered an important factor that influences the performance of public officials in carrying out their duties and responsibilities in providing public services at the village level. This research employed a quantitative approach using a survey method. The population of this study consisted of all village officials in Kaidipang District, with a total sample of 35 respondents selected through a saturated sampling technique. Data were collected by distributing questionnaires developed based on indicators of work discipline and village officials’ performance. The collected data were then analyzed using simple linear regression to determine the relationship and influence between the research variables. The results of the analysis indicate that work discipline has a positive and significant effect on the performance of village officials in Kaidipang District, North Bolaang Mongondow Regency. This finding is supported by the correlation coefficient (R), which indicates a strong relationship between the variables. Furthermore, the coefficient of determination (R²) of 57.9 percent demonstrates that variations in village officials’ performance can be explained by work discipline, while the remaining percentage is influenced by other factors not included in this research model. Therefore, the hypothesis stating that work discipline has a positive effect on the performance of village officials is accepted.
DINAMIKA RANTAI PASOK INDUSTRI PERIKANAN DI KAWASAN TAMAN NASIONAL SEBANGAU DAN IMPLIKASINYA TERHADAP KETAHANAN PANGAN REGIONAL
This study presents an in-depth and comprehensive analysis of the structure, performance, and development strategy of the inland fishery supply chain in the buffer zone of Sebangau National Park (SNP), Central Kalimantan. As one of the world's largest and most crucial tropical peat swamp ecosystems, SNP plays a dual role as a biodiversity reservoir and a pillar of the local economy through the fishery sector. However, this vast potential faces a paradox of supply chain inefficiency, market information asymmetry, and vulnerability to extreme peat hydrological dynamics. This research adopts a sequential exploratory mixed-methods design, integrating the depth of qualitative data from in-depth interviews and participatory observation with the rigor of quantitative analysis through SWOT (Strengths, Weaknesses, Opportunities, Threats) and QSPM (Quantitative Strategic Planning Matrix) instruments. The results reveal a supply chain anatomy dominated by patron-client relationships, with fishermen positioned as price takers. Key findings indicate that the greatest internal strengths lie in the fishermen's social capital and Traditional Ecological Knowledge (TEK), as well as adaptive innovations in live fish storage. Conversely, the absence of cold chain infrastructure and downstreaming facilities represents a critical weakness causing economic value-added leakage. Through QSPM strategy simulation, this study establishes the downstreaming of fish-based food products as the main priority strategy with the highest Total Attractiveness Score (TAS) of 1.00, outperforming aquaculture and ecotourism strategies. This article provides a theoretical contribution to the literature on supply chain management in wetlands and offers practical policy recommendations for transformation toward adaptive and sustainable regional food security.
Copyright (c) 2026 Nurlia Eka Damayanti, Muhammad Farras Nasrida, Ulan Ulan, Dede Ardiansyah, Utari Yolla Sundari
ANALISIS FAKTOR PERILAKU KONSUMTIF PADA PEMAIN GENSHIN IMPACT GENERASI Z DI INDONESIA
The increase in digital spending in the video game sector has encou?raged the emergence of consumptive behavior among Genshin Impact players, particularly Generation Z. This study aims to analyze the influence of Peer Conformity, Financial Technology, Financial Literacy, and Locus of Control on the consumptive behavior of Generation Z Genshin Impact players. The research employed a quantitative approach by distributing questionnaires to 108 Generation Z Genshin Impact players, and the data were analyzed using Partial Least Square–Structural Equation Modeling (PLS-SEM). The results indicate that peer conformity and financial technology and locus of control have an impact on consumptive behavior, while financial literacy has no significant signficant impact toward consumptive behavio
Copyright (c) 2026 Karina Sanggraeini Kusuma Winata, Ira Wikartika
DAMPAK BEBAN KERJA DAN KOMPENSASI TERHADAP LOYALITAS KARYAWAN CV. X
Optimal human resource management is crucial, as high-quality human resources determine both organizational success and employee loyalty. However, companies today face significant challenges regarding suboptimal loyalty, coupled with weaknesses in compensation structures and high workloads, which can hinder performance and organizational stability. This study aims to determine and analyze the influence of workload and compensation on employee loyalty at CV. X. The population of this study consists of all 53 employees. The sampling technique used is non-probability sampling with a purposive sampling method, resulting in 40 respondents. These respondents consist of production department employees at CV. Duta Jaya Makmur who meet the criteria of being active employees currently working in and directly involved with the production process. This research adopts a quantitative approach. Data collection was conducted by distributing questionnaires via Google Forms. Data analysis was performed using Partial Least Square (PLS). The results of the study indicate that workload and compensation contribute significantly to employee loyalty.
Copyright (c) 2026 Alfiah Lia Rahmawati, Sulastri Irbayuni
KINERJA BELUM OPTIMAL? ANALISIS KOMPENSASI DAN DISIPLIN KERJA PADA CV XYZ SURABAYA
This study is motivated by the decline in employee performance at CV XYZ Surabaya, as reflected in sales targets that have not been consistently achieved in recent periods. This situation indicates issues in human resource management that require evaluation. The study examines the influence of managerial factors, particularly compensation and work discipline, on employee performance as an effort to improve the effectiveness of human resource management within the company. Compensation is viewed as a form of appreciation for employees’ contributions, while work discipline reflects employees’ compliance with company regulations and operational standards. The objective of this research is to empirically analyze the effect of compensation and work discipline on employee performance at CV XYZ Surabaya. The study uses a quantitative approach with Partial Least Squares (PLS) analysis, involving 60 respondents from the marketing and warehouse divisions. The results show that compensation contributes to employee performance, with overtime pay providing a considerable contribution. Work discipline also contributes to performance, particularly through adherence to company rules and punctuality. These findings highlight that fair compensation and consistent discipline play an important role in enhancing employee performance.
PENGARUH KOMUNIKASI INTERNAL, BUDAYA ORGANISASI DAN LOYALITAS TERHADAP KINERJA KARYAWAN PERUMDA BANYUMILI KAB. REMBANG
This research aims to examine the influence of internal communication, organizational culture, and loyalty on employee performance at Perumda Air Minum Banyumili, Rembang Regency. The study used a quantitative survey-based method involving 90 employees as respondents. The research instrument was a Likert-scale questionnaire consisting of 47 statement items covering four variables. The collected data were then analyzed using multiple linear regressions, supplemented by instrument testing and general assumption testing to ensure the feasibility of the model. The results of the study revealed that internal communication significantly influences employee performance, indicating that a clear flow of information and effective communication patterns support improved work quality. Organizational culture was also proven to have a positive and significant impact, so that ingrained values, rules, and work ethics are able to shape employee attitudes and work actions optimally. Meanwhile, loyalty has a positive, although not significant effect on performance. The R-square value of 0.488 provides evidence that the three variables together explain 48.8% of the difference in employee performance. This study recommends improving communication systems, strengthening organizational culture, and loyalty development strategies to improve employee performance sustainably.
Copyright (c) 2026 yolva aulia putri, Anik Nurhidayati
PENGARUH EKSPOR DAN INVESTASI TERHADAP PERTUMBUHAN EKONOMI
The purpose of this study is to determine and analyze the influence of exports and investment on Indonesia's economic growth, both partially and simultaneously. Data collection techniques used documentation, with data sources obtained from BPS (Central Statistics Agency) Indonesia and the World Bank for the period 1960-2024. Data analysis was conducted using the multiple regression method. The results of the study indicate that exports and investment do not have a significant influence on economic growth, either partially or simultaneously. This indicates that the level of exports and investment does not affect economic growth. One of the causes is unequal economic growth due to disparities between urban and rural areas, as well as between western and eastern Indonesia. This finding indicates that these variables are influenced by other, more dominant factors, so they do not have a strong enough impact on national economic growth. This study suggests the need for more in-depth studies of other variables that can influence economic growth and the importance of more focused policies to increase the contribution of exports and investment. Other factors include: infrastructure, macroeconomic conditions (inflation, interest rates), economic diversification, innovation and technology. This research has time limitations, because it does not cover long-term economic boundaries and the limited variables measured do not include macroeconomic variables as factors that influence economic growth.
Copyright (c) 2026 Wahyu Indah Mursalini
PERBANDINGAN MODEL ALTMAN Z-SCORE, SPRINGATE DAN ZMIJEWSKI DALAM MEMPREDIKSI KEBANGKRUTAN INDUSTRI TEKSTIL DI BEI
The Textile and Textile Products (TPT) industry is one of the strategic sectors in the Indonesian economy. However, in recant years it has faced considerable pressure due to the COVID-19 pandemic, global economis slowdown, and increasing import competition. These conditions have led to a decline in finanicial performance and an increased risk of bankruptcy among textile companies. Therefore, reliable bankruptcy prediction result among the Altman Z-Score, Springate S-Score dan Zmijewski X-Score models, as well as to determine the most accurate model in predicting bankruptcy of textile industry companies listed on the Indonesia Stock Exchange during the 2020 – 2024 period. The research sample was selected using a purposive sampling method, resulting in 15 textile companies as research samples. Hypothesis testing in this study was conducted using the Kruskal-Wallis test. The Result indicate that there are significant differences among the Altman Z-Score, Springate S-Score dan Zmijewski X-Score models in predicting bankruptcy. Furthermore, the Zmijweski model is found to be the most accurate in predicting bankruptcy in the textile industry, with an accuracy rate of 70,67%. This study is limited to the use of three bankruptcy prediction models.
Copyright (c) 2026 Nita Afifah, Damayanti -
PENGARUH SALES PROMOTION DAN E-WOM MELALUI POSITIVE EMOTION TERHADAP IMPULSIVE BUYING PADA MAHASISWA
This study aims to determine the effect of sales promotion and E-WOM through positive emotion on impulsive buying among students. This study aims to determine the effect of sales promotion and E-WOM through positive emotion on impulsive buying among university students. This study uses a quantitative approach. Data were collected through Google Forms with a sample of 117 economics students at UNS. The sampling technique used probability sampling with the proportionate stratified random sampling method. Data analysis was conducted using SEM-PLS and processed through SmartPLS version 4.0. The results of the study indicate that (1) sales promotion has a positive and significant effect on impulsive buying (2) electronic word of mouth has a negative and significant effect on impulsive buying (3) sales promotion has a positive and significant effect on positive emotion (4) electronic word of mouth has a positive and significant effect on positive emotion (5) positive emotion has a positive and significant effect on impulsive buying (6) sales promotion through positive emotion has a positive and significant effect on impulsive buying (7) electronic word of mouth through positive emotion has a positive and significant effect on impulsive buying. Based on the results of this study, students need to improve their self-control, financial management, and emotional management, as well as be more selective about promotions and recommendations from others in order to reduce impulsive buying. The limitations of this study are that the variables and subjects are still limited, focusing only on the Shopee marketplace and online impulsive buying behavior.
Copyright (c) 2026 Rastika Erning Bidari
PENGARUH BEBAN KERJA, DISIPLIN KERJA DAN MOTIVASI KERJA TERHADAP KINERJA PERANGKAT DESA SE- KECAMATAN PAMOTAN KABUPATEN REMBANG
The performalnce of villalge officialls in Palmotaln District, Rembalng Regency plalys al cruciall role in improving public services alnd the effectiveness of villalge governalnce. However, balsed on initiall observaltions, the performalnce of villalge officialls is not optimall due to fluctualting alttendalnce raltes alnd uneven work motivaltion. This study alims to alnallyze the influence of workloald, work discipline, alnd work motivaltion on the performalnce of villalge officialls in Palmotaln District, Rembalng Regency. The resealrch method used is al qualntitaltive alpproalch with al survey technique through al questionnalire distributed to 70 respondents selected using the Slovin formulal from al totall populaltion of 213 villalge officialls. The daltal alnallysis technique used is multiple linealr regression. The results of the study indicalte thalt workloald hals al negaltive alnd insignificalnt effect on the performalnce of villalge officialls, while work discipline alnd work motivaltion halve al positive alnd significalnt effect on performalnce. The coefficient of determinaltion test shows thalt these three valrialbles simultalneously contribute significalntly to improving the performalnce of villalge officialls. This study highlights thalt proportionall workloald malnalgement, increalsed discipline, alnd strengthened motivaltion caln improve the performalnce alnd quallity of service of villalge officialls in Palmotaln District.This study is limited to three main variables, so it does not capture the influence of other factors such as the physical environment or leadership on performance. The geographic scope, which only covers Pamotan District, also limits the applicability of the research results to other regions.
DETERMINAN KREATIVITAS PEGAWAI, PERAN MEDIASI KNOWLEDGE SHARING
Bank Indonesia is responsible for maintaining monetary stability, strengthening financial system resilience, and ensuring the effectiveness of the payment system. Amid increasing economic complexity and the rapid digitalization of the financial sector, fostering employee innovation and creativity has become essential to support effective policy implementation and operations. This study aims to analyze the influence of transformational leadership and psychological empowerment on employee creativity, with knowledge sharing as a mediating variable. A quantitative approach was employed through a survey of 100 employees from the Cash Management Work Unit, selected using convenience sampling. The findings indicate that: (1) transformational leadership does not have a direct effect on employee creativity; (2) psychological empowerment has a strong positive effect on creativity; (3) knowledge sharing positively contributes to creativity; (4) transformational leadership positively influences knowledge sharing; (5) psychological empowerment positively influences knowledge sharing; (6) knowledge sharing mediates the relationship between transformational leadership and creativity; and (7) knowledge sharing mediates the effect of psychological empowerment on creativity. Theoretically, these findings suggest that employee creativity is primarily driven by psychological empowerment through knowledge-sharing mechanisms. Practically, enhancing creativity requires strengthening psychological empowerment and cultivating a culture of knowledge sharing. Future research is recommended to expand contextual scope and methodological approaches to obtain more comprehensive results.
Copyright (c) 2026 khorij fastian wibowo
ANALISIS TINGKAT KESENJANGAN ANTARA HARAPAN DAN KENYATAAN KUALITAS PELAYANAN PADA NASABAH BANK KB BUKOPIN PASCA AKUISISI
Business acquisitions in the banking industry aim to expand markets, strengthen capital structures, and enhance institutional competitiveness. However, structural changes resulting from acquisitions often impact customer perceptions and satisfaction with the services provided. In this context, it is important to evaluate how the quality of post-acquisition services is received by customers, particularly in the case of Bank KB Bukopin, which has officially merged with KB Kookmin Bank from South Korea. This study aims to analyze customer perceptions of the quality of Bank KB Bukopin's services after the acquisition process, using the SERVQUAL approach, which covers five main dimensions, namely Tangibles, Reliability, Responsiveness, Assurance, and Empathy. This research is quantitative in nature, with data collected through questionnaires distributed to Bank KB Bukopin customers. The analysis was conducted using the GAP Analysis method to determine the difference between customer expectations and the actual perceived service performance. Furthermore, the analysis results were mapped into a Cartesian Diagram to identify service improvement priorities. The results showed that several indicators were still below customer expectations, especially in the dimension of responsiveness. Therefore, KB Bukopin Bank needs to focus primarily on improving service speed, complaint handling effectiveness, and more efficient communication. These findings are expected to form the basis for a service quality improvement strategy that is more targeted and relevant to the dynamic needs of customers.
Copyright (c) 2026 Wijayanti Nugraeni, Sri Murtiasih
PERAN RETRIBUSI PARKIR DALAM PENINGKATAN PENDAPATAN ASLI DAERAH (PAD) KOTA SOLOK: ANALISIS PERTUMBUHAN DAN EFEKTIVITAS
This study aims to analyze the growth and effectiveness of parking retribution revenue toward Local Own Source Revenue of Solok City. The research was conducted at the Transportation Agency of Solok City, with the population consisting of financial reports on parking retribution revenue. The research sample includes data on targeted and realized parking retribution revenue as well as the realized Local Own Source Revenue of Solok City. Data were collected through interviews and documentation, using both primary and secondary data. The data analysis techniques employed include growth analysis, effectiveness analysis, and contribution analysis. The results show that the growth of parking retribution revenue in Solok City during the period 2021–2024 was unstable, with the highest growth of 157% occurring in the third semester of 2022. In terms of effectiveness, parking retribution revenue has not yet achieved an optimal level, with average effectiveness rates of 33% in 2021, 85% in 2022, 44% in 2023, and 47% in 2024. Indicating that parking retribution revenue still plays a relatively minor role in supporting the Local Own Source Revenue of Solok City. This study focuses on one type of Local Retributions, namely roadside parking fees, with an observation period of 2021–2024. Furthermore, the analysis is limited to measuring the growth and effectiveness of parking retribution revenue, and therefore does not comprehensively cover other factors that could potentially influence Local retribution revenue.
DETERMINASI MINAT MASYARAKAT BERINVESTASI EMAS DENGAN PENDEKATAN SYARIAH BERDASARKAN PENGETAHUAN INVESTASI, PERSEPSI KEUNTUNGAN, PERSEPSI RISIKO, PERSEPSI INFLASI, DAN LITERASI KEUANGAN SYARIAH
Gold investment is a form of wealth management that is permitted and even recommended in Islamic law, as gold is considered mal with stable intrinsic value and the ability to preserve wealth against the risk of inflation. This study aims to analyze the partial and simultaneous effects of investment knowledge, perceived benefits, perceived risk, perceived inflation, and islamic financial literacy on the public’s interest in gold investment. The analytical method used is primary data described from quantitative data obtained through offline and online questionnaire distribution. This study employs a quantitative research approach with purposive sampling. Based on the predetermined criteria, 300 respondents were obtained, and data analysis was conducted using SmartPLS 3.0 software. The results indicate that Perceived Benefits, Perceived Inflation, and Islamic Financial Literacy have a positive and significant effect on Interest in Gold Investment. In contrast, Perceived Risk has a negative and significant effect, while Investment Knowledge does not show a significant effect. Simultaneously, all independent variables have a strong influence on Interest in Gold Investment.
PENGARUH MANAJEMEN USAHA DAN ADOPSI TEKNOLOGI TERHADAP KINERJA UMKM DI KABUPATEN SOLOK
Business management and technology utilization play a crucial role in addressing the gap between the potential role of MSMEs and their actual performance in the region. The purpose of this study was to determine the effect of business management and technology adoption on the performance of Micro, Small, and Medium Enterprises (MSMEs) in Solok Regency. The approach used was quantitative with the causal associative method. Data collection was conducted by distributing questionnaires to the sample. The sample was selected based on a purposive sampling technique totaling 52 MSMEs, using a Likert scale. Data analysis used multiple linear regression statistics, assisted by the SPSS program. The results showed that business management and technology adoption significantly influenced the performance of MSMEs in Solok Regency, both partially and simultaneously. This study suggests the need for a more in-depth study by adding other variables that can influence MSME performance such as innovation, compensation, and policy support. Due to time and scope limitations that cover local sector boundaries, business management and digitalization training are needed to be able to compete globally.
Copyright (c) 2026 Arfimasri Arfimasri Arfimasri
PERBEDAAN KEMAMPUAN BERPIKIR KRITIS SISWA MENGGUNAKAN PBL BERBANTUAN MIND MAPPING DENGAN PBL BERBANTUAN PPT
The low critical thinking ability of students is the basis for this study. The focus of this study is to compare the critical thinking ability of class X students of SMAN Jenggawah in economics learning with the implementation of the PBL model assisted by Mind Mapping and the PBL model assisted by PowerPoint (PPT). This study applies a quasi-experimental method with a posttest nonequivalent control group design. This study involved all class X students of SMAN Jenggawah as the population, the research sample was selected using the purposive sampling method. Primary data were obtained from posttests, observations, and interviews. Hypothesis testing was carried out through independent sample t-tests. The results showed that the average value in the class using the PBL model assisted by Mind Mapping was higher, which was 80.14 compared to the class implementing the PBL model assisted by PPT of 74.29. Thus, it can be concluded that the PBL model supported by Mind Mapping has a significant effect on critical thinking skills.
Copyright (c) 2026 Indah Lestari, Sukidin Sukidin, Dwi Herlindawati
PENGARUH TEMAN SEBAYA TERHADAP MOTIVASI BELAJAR SISWA DALAM PEMBELAJARAN EKONOMI
Interesting Economics learning can make it easier for students to understand the Economics material given, so that students do not feel bored. One way to create a conducive atmosphere when learning is by interacting with peers in class, because they can help change students' learning behavior in a positive or negative direction. This study was conducted with the aim of determining the influence of peers in the family environment (home) and at school on students' learning motivation in Economics learning. This study used a quantitative research method, namely a survey. Samples were taken from three classes with a total of 100 students. The samples in this study were students of class X IPS 1 Economics, as well as students of class X MIPA 5 and X MIPA 6 Economics Interest. The research data sources were primary and secondary data. Data analysis was carried out using the classical assumption test and the t-test. The test results showed that peers have a positive influence on students' learning motivation in Economics learning. The conclusion is that peers in this school have similarities in age and social status, and the students are smart and intelligent in class. They have an influence on learning motivation and can be used as Economics learning partners.
PENGARUH PRAKTIK KERJA INDUSTRI DAN FASILITAS BELAJAR TERHADAP KESIAPAN KERJA PESERTA DIDIK DI SMK KABUPATEN SUKOHARJO
Vocational High Schools (SMK) are educational institutions that have a strategic role in producing competent, adaptive, and competitive graduates. However, the work readiness of students to enter the workforce remains a crucial issue. This study was conducted to (1) determine the effect of industrial work practices on work readiness and (2) determine the effect of learning facilities on work readiness of SMK students in Sukoharjo Regency. This study is a quantitative descriptive study. The study population was 176 grade XII SMK students majoring in Online Marketing Business. The research sample was 122 taken using the proportional random sampling method. Data collection through questionnaires was then analyzed using multiple linear regression using SPSS. The results of the study indicate that (1) there is an effect of industrial work practices on work readiness and (2) there is an effect of learning facilities on work readiness. It can be concluded that there is a partial or simultaneous influence between industrial work practices and learning facilities on student work readiness. These findings indicate the importance of improving the quality of the implementation of industrial work practices through more optimal collaboration with the business world and industry, especially in the field of marketing business. In addition, it serves as evaluation material for schools in providing adequate learning facilities.
Copyright (c) 2026 Aisyah Ammar Roxymawati
PENGARUH PENGGUNAAN E-WALLET TERHADAP PERILAKU PRODUKTIF MAHASISWA STKIP PERSADA KHATULISTIWA SINTANG
The development of financial technology, particularly e-wallets, has changed the financial behavior of students in the digital era. This study aims to analyze the influence of e-wallet use on the productive behavior of students at STKIP Persada Khatulistiwa Sintang. This study used a quantitative approach with a correlational method. Data were collected through questionnaires from 100 respondents selected using a purposive sampling technique, then analyzed using simple linear regression. The results showed that e-wallet use had a positive and significant effect on students' productive behavior with a significance value of 0.000 < 0.05 and a coefficient of determination of 51.2%. These findings indicate that e-wallets function not only as a transaction tool but also as a means to improve efficiency, financial control, and student productivity. This study contributes to expanding fintech studies by emphasizing the role of e-wallets in shaping productive behavior among students. This research is limited by its sample size. It cannot represent respondents from a specific generation. Therefore, more in-depth research is needed to generalize the results.