PENGARUH LITERASI KEUANGAN TERHADAP PERILAKU PRODUKTIF MAHASISWA STKIP PERSADA KHATULISTIWA SINTANG TAHUN AKADEMIK 2022/2023

Abstract

The aim of this research is to determine the effect of understanding financial literacy on students' productive behavior. The research method used is a quantitative research method. The data analysis technique uses simple linear regression. The population in this study were all STKIP Persada Khatulistiwa Sintang students who were or had taken entrepreneurship education courses. Data collection tools include test questions and questionnaires. Data analysis techniques are first carried out by looking for validity and reliability, descriptive analysis tests, contribution tests, and classical assumption tests. The research data was processed using the SPSS 23 program. Based on the research results, it is known that the financial literacy of STKIP Persada Khatulistiwa Sintang students, with a total test question score of 7154, an average value of 71.54 is in the good category. The productive behavior of STKIP Persada Khatulistiwa Sintang students, with a total questionnaire score of 7604 with an average score of 76.04% is in the good category. Based on the results of this research, it can be concluded that there is a significant influence between financial literacy on the productive behavior of STKIP Persada Khatulistiwa Sintang students for the 2022/2023 Academic Year.